Company Response
4/20/2021
FCI Lender Services, Inc. (FCI) is the authorized servicing agent on the aforementioned property. On April 12, 2021, FCI received a written Complaint through the Business Consumer Alliance website, regarding the subject loan. FCI and the Lender have conducted a review of the loan regarding your concerns, and our response is as follows.
In the Complaint, you alleged harassment from someone other than your mortgage company who is trying to foreclose on your home, and you requested that they stop, and leave you alone. In response, FCI is servicing a second lien on this property, at the direction of the Lender, Premium Capital LLC - Mary Schillinger Managing Member. Premium Capital, LLC did in fact Foreclose on the junior lien on this property on April 6, 2021, which sale was of public record as published in the Covington News. Although you do not reference actual dates of contact from alleged Premium Capital, LLC, publication of foreclosure actions, like this one, typically trigger a significant response from the public to learn and or intervene in the matter.
Such harassment / contact could have very likely originated from anyone. However, FCI has contacted Premium Capital, LLC in regard to your concerns, and they have assured us they will not attempt any further contact with you, but will work through their attorney to obtain possession of the property. If, however, you should wish to contact them to discuss your options – they can be reached at (800) 958-2604.
In conclusion, FCI remains committed to the highest standards of regulatory compliance and customer satisfaction and we trust we have fully addressed the concerns raised regarding this matter. If you have questions about this notification, please call us during our regular business hours and have the loan number ready to help expedite the process. Please see IMPORTANT DISCLOSURES enclosed.
Regards,
Alison Clark
FCI Lender Services, Inc.
(800) 931-2424 ext. 233
Monday through Friday, 8:00 a.m. – 5:00 p.m. (PT)
IMPORTANT NOTICE: IF YOU OR YOUR ACCOUNT ARE SUBJECT TO PENDING BANKRUPTCY PROCEEDINGS, OR IF YOU RECEIVED A BANKRUPTCY DISCHARGE ON THIS DEBT, THIS STATEMENT IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT AN ATTEMPT TO COLLECT A DEBT.
IF YOU ARE NOT IN BANKRUPTCY OR DISCHARGED OF THIS DEBT, BE ADVISED THAT FCI IS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
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