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321Loans, Inc

  334 inquiries |
Advance Fee Loan Company

1410 SW 3rd Street
Pompano Beach, FL 33069
| Get Directions

(888) 259-8402

http://www.321loans.org

Contact us at (888) 259-8402 for hours

Company Rating

F

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Customer Reviews

based on 0 reviews.

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Complaint Experience

N/A

Complaint Resolution Index (CRI)

Membership Information

This business is not a member of Business Consumer Alliance. This fact does not disparage the company in any way.

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Complaints and Resolutions

Complaint Experience

N/A

Complaint Resolution Index (CRI)

BCA's Summary and Analysis:

We have received no complaints against this company.

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Complaint Closing Statistics

0 complaints against 321Loans, Inc closed in last 3 years.
Complaints Type of response
0 Making a full refund, as the consumer requested
0 Making a partial refund
0 Agreed to make an adjustment
0 Refusing to make an adjustment
0 Refuse to adjust, relying on terms of agreement
0 Unanswered

Other Information

Company Info

321Loans is an Non-Profit Organization offering; low interest rate loans to people with all types of credit scores, from the very bad to the very good.

Primary Contact: Jeremy Marcus (President)
Business Started: 10/28/2014
Social:

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Licensing

California law requires that companies advertising or offering to improve your credit record, history, or rating must be registered with the Attorney General's Office as a Credit Services Organization and post a $100,000 bond.

To verify registration and bonding, contact the Office of the Attorney General by writing to; DOJ. Attn. Public Inquiry Unit, P.O. Box 944255, Sacramento, CA. 94244, by calling (916) 322-3360, faxing (916) 323-5341, or visit their website at www.oag.ca.gov.

For businesses outside of California, please check with the agency that regulates this industry.

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Government Actions

BCA has no information regarding government actions at this time.

Comments and Analysis

In general, these types of companies offer to make loans or to provide you with guaranteed lending sources despite little or no credit history or bad credit. Often they use names similar to those of recognized lending institutions or official-looking seals or other insignia to give the impression they are a lender. Although they neither lend you money nor provide you sources that will, they charge a fee in advance for the services they say they will perform. Their address is usually a post office box, and their paperwork does not include a telephone number. Even if the company has a published telephone number, callers often reach a only pre-recorded message, and their calls are not returned

Complaints about other companies engaging in similar types of businesses generally allege that after fees are paid, the promised loans do not materialize. Most often, they never hear from the company again. In the rare cases where they do, they may receive only a list of lenders to whom they may apply for credit. They do not end up with a loan, and despite any guarantees or promises to the contrary, refunds are difficult, if not impossible, to obtain.

You have the right to cancel your contract with an advance fee loan company for any reason and at any time up to five days after the date of the transaction. The contract must have attached to it a “Notice of Cancellation” form for you to use if you decide to cancel. After you cancel, you are to receive a refund of any payment you made within 15 days after the seller receives your cancellation notice.

We advise against doing business with a company that charges an advance fee for obtaining or helping you obtain a loan. Any credit services organization (a term that includes advance-fee loan companies) who charges an advance fee for such services is in violation of the law.

For businesses outside of California, please check with the agency that regulates this industry.

Other Considerations

We know of no other matter or practice relating to this company that may assist you in your consideration of this company.

Industry Resources
Advertising Reviews
Additional Info

DBAs:

321 Loans
321 Financial

Websites:
There are no additional web sites.

Contacts:

Yisbet Segrea (Operations Manager)
Customer Service

Other Categories:

Addresses: