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1 recent review
Abacus Credit Counseling
Posted on 12/3/2014
high price compared to competitors/ $750 family monthly income does not qualify for waiver
I used this service for my mandatory class for bankruptcy. The information it gave me was irrational (ex. your spending to much on electricity) I can't change TECO's rates. The class kept advising me to change the things in my budget that are the only things I can not control so it was not relevant to real life. Secondly as a mother with 2 children at home and one outside of the home, I didn't qualify for the fee waiver with an income of $750 a month. But they do not tell you this until you have finished the class and now owe them money. Several sites offering the same service are under $10 with no waivers. For $20 I could have completed both the before bankruptcy class and after if I had used a different program. But instead this one trapped me into paying $20 and then expects $35 for the after class. I feel like using this service was a poor choice. However, they did send the certificate of completion to my attorney. I will not be using them for the second class.
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