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American Family Prepaid Legal Corp.

  487 inquiries |
Estate Planning

340 Commerce #200
Irvine, CA 92602
| Get Directions

(800) 900-1509

http://www.americanfamilylegal...

Company Rating

AAA

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Complaint Experience

N/A

Complaint Resolution Index (CRI)

Membership Information

This business is not a member of Business Consumer Alliance. This fact does not disparage the company in any way.

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Complaints and Resolutions

Complaint Experience

N/A

Complaint Resolution Index (CRI)

BCA's Summary and Analysis:

We have received no complaints against this company.

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Complaint Closing Statistics

0 complaints against American Family Prepaid Legal Corp. closed in last 3 years.
Complaints Type of response
0 Making a full refund, as the consumer requested
0 Making a partial refund
0 Agreed to make an adjustment
0 Refusing to make an adjustment
0 Refuse to adjust, relying on terms of agreement
0 Unanswered

Other Information

Company Info

This company's business is to provide access to legal service at free and reduced rates with an emphisis on estate planning needs.

Primary Contact: Jeffrey Norman (President)
Business Started: 1/1/1981
Social:

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Licensing

California law requires any company, or individual, selling securities as an investment, to register with the Securities Regulation Division of the Department of Corporations.(DOC). This registration requirement includes; financial planners, broker-dealers, broker-dealer agents, investment advisers, and investment adviser representatives. Before investing money, or making other important financial decisions, verify the company you are considering has complied with State registration requirements.. The DOC maintains a database to verify registrations online at www.doc.ca.gov. Inquiries can be sent by mail to, California DOC, Securities Regulation Division, 1515 K Street, Suite 200, Sacramento, CA 95814-4052. The DOC can also be contacted by phone, toll-free at 1-866-ASK-CORP (1-866-275-2677)..

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Government Actions

BCA has no information regarding government actions at this time.

Comments and Analysis

Consumers interested in a living trust, should not be taken in by fraudulent offers and extravagant promises from fly-by-night operators. Make sure you check with an attorney or trusted family member before making any decisions.

In a living trust, assets including savings accounts, real estate and securities are put into the trust while the owner is still alive. Legal title to the assets is transferred to a trustee, and the owner can name himself or herself the trustee. The trust contains instructions for handling assets during the owner's lifetime and distributing them after death. There are two types of trusts, revocable and irrevocable. A revocable trust can be changed or revoked at any time during the owner's lifetime. An irrevocable trust cannot be recalled or abolished after its creation

Living trusts are a way to avoid probate, the procedure which determines the distribution of a deceased person's property, whether or not there is a will. A living trust avoids probate when it has been properly funded. Any property in which the decendent has any incident of ownership can be included even if it is not in the deceased's name

Probate may be a costly, time-consuming process, although that is not true in every case. However, some salespeople, paint living trusts as a magical cure for all estate planning, making probate look like an expensive and very agonizing process. Often the do-it-yourself kits are nothing more than form-letter type documents which do not automatically transfer consumers' assets into the trust, and may have no standing in court. BBBs report that consumers are being pressured to sign contracts on the spot, and write checks for hundreds, sometimes thousands, of dollars to establish a living trust

Because law, costs and the amount of time affecting both probate and trusts vary from state to state, consumers should contact a reputable local attorney or estate planner to discuss their personal situation. Depending on individual circumstances, a living trust may be a good option; however, it is not for everyone.

Other Considerations

We know of no other matter or practice relating to this company that may assist you in your consideration of this company.

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Additional Info

DBAs:

American Family Legal Plan
Heritage Marketing
Heritage Insurance Marketing

Websites:
There are no additional web sites.

Contacts:

Stanley Norman (President)

Other Categories: