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BCA's Summary and Analysis:
We have received no complaints against this company.
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Complaint Closing Statistics
This company's nature of business is providing reverse mortgage services.
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California law requires "any person or company who engages in the business of mortgage loans to be licensed by the California Department of Bureau Oversight (DBO) with a Consumer Finance Lenders License, or the Bureau of Real Estate (BRE) with a brokers license.." A finance lenders license provides the licensee with an exemption from the usury provision of the California Constitution. The California Finance Lenders Law provides limited brokering authority. A "broker" is defined in the law as "any person engaged in the business of negotiating or performing any act as broker in connection with loans made by a finance lender." Brokers licensed under this law may only boker loans to lenders that hold a California Finance Lenders license. Prior to using the services of a mortgage broker or lender, make sure they are properly licensed with the California Department of Bureau Oversight, (DBO), and/or the California Bureau of Real Estate, (BRE). You can reach the DBO by phone at (866) 275-2677, or visit their website at www.dbo.ca.gov. The BRE can be contacted by phone at (877) 373-4542, or their website address is www.dre.ca.gov. For businesses outside of California, please check with the agency that regulates this industry.
BCA has no information regarding government actions at this time.
We have no further comment about this company's business practices or analysis of its offer that may assist you in your consideration of this company.
We know of no other matter or practice relating to this company that may assist you in your consideration of this company.
BCA has no information regarding advertising review at this time.
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