294 inquiries | Loan Modifications
(888) 637-5482
Company Rating
D
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based on 0 reviews.
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Complaint Experience
N/A
Membership Information
This business is not a member of Business Consumer Alliance. This fact does not disparage the company in any way.
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BCA's Summary and Analysis:
One complainant on file alleges deceptive sales practices. The complainant (a business owner) alleges some of his customers received the misleading solicitation causing undue concern to the homeowners, and unfairly disseminating false information that his company was the subject of an investigation for predatory lending.
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Company Info
This company's business is offering forensic audit and loan modification services.
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Licensing
We know of no licensing or registration requirement for companies engaged in this company's stated type of business.
BCA has no information regarding government actions at this time.
This company is sending out misleading solicitations to homeowners which imply that their mortgage lender is being investigated for predatory lending practices. Consumers should be aware that the "Predatory Lending Notices," are actually a solicitation, or sales ploy used by the company, and should not be taken literally, or used as a basis to determine eligibility for loan modifications based on predatory lending practices.Effective October, 2009 in California, it is illegal to collect any fees, regardless of the form, for negotiating or attempting to negotiate a loan modification for a residential mortgage. All modification services must be fully completed before any money can be collected. It is also illegal to divide fees or services into components for the purpose of avoiding this law.HUD approved housing counseling agencies are exempt from this law.
We know of no other matter or practice relating to this company that may assist you in your consideration of this company.
BCA has no information regarding advertising review at this time.
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