Posted: 31 Jul 2014

Work-At-Home Schemes

These kinds of work-at-home offers can be found on the Internet, in email solicitations, or in the help wanted sections of newspapers and other publications. They are often listed under headings like "Help Wanted," "Money-Making Opportunities," "Business Opportunities" and "Business Personals". They tell readers that they can earn a large amount of money with as little time invested as they choose with offers to stuff envelopes, assemble products, or invest in business opportunities. Most never deliver on those promises of high earnings with little work.

Posted: 31 Dec 2013

Hiring a Contractor

When you hire a contractor to repair, rebuild, or improve your home, the Business Consumer Alliance urges you to take the time to choose and hire the contractor who can perform work you'll be well satisfied with on terms you've agreed upon in advance.

Posted: 29 Sep 2014

Advance Fee Loans

Advertised on the radio and TV, on the internet, and in newspaper ads, Advance fee loan offers appeal to the people who need it most--those who can't get loans from conventional sources. Advance fee loan companies offer a ray of hope but are almost sure to leave the borrower worse off than before.

Posted: 28 Jan 2016

Credit Repair

Bad credit is a frustrating obstacle that many find themselves having a hard time to get over. For many drowning in debt the services of a credit repair service may appear to be a lifesaver. However, there are some businesses that make grand claims but fail to deliver. Consumers should know there is no quick fix to improving your credit. This resource guide will help you identify your rights when it comes to credit, provide information on what credit repair companies can and cannot do for you, signs to identify a credit repair scam, and steps to take to protect yourself.

Posted: 28 Feb 2014

Online Dating Services and Internet Dating

If you are looking for love, online dating may appeal to you. There are countless dating services available on the internet, but which one may be right for you? What precautions should you take? If you are careful, online dating may land you the mate you have been looking for.

Posted: 27 Jan 2014

Refunds, Exchanges, and Disputes

The California Civil Code provides that retail merchants must conspicuously display their refund and exchange policies in certain circumstances.

Posted: 26 Feb 2015

Avoiding Resale Scams

If you are approached with a business opportunity to resell designer items, it is probably best to reconsider taking up this work-at-home offer. What may appear to be an ideal way to make extra money can end up costing. Scammers are on the prowl for unsuspecting consumers to take the bait.

Posted: 25 Oct 2013

Your Rights With Prepaid Rental Listing Services

For someone looking for housing for rent, classified ads in newspapers are a frequently-used source of information.  Sometimes, though, calling the number of a rental that sounds good may lead to a salesman, not a landlord, who offers to sell a list of rentals.

Posted: 24 Jan 2014

Mortgage Servicing - What You Need To Know

When you apply for a home mortgage, you may think that the lender, or loan originator, will service the loan until it is paid off or your house is sold. This is not always true. In today's market, mortgage servicing rights often are bought and sold.

Posted: 24 Jan 2014

How To Deal With a Collection Agency

If you are ever contacted by a collection agency, you should know how to work with them, what your rights and obligations are, and you should be able to use this knowledge to close the matter to your best advantage.

Posted: 23 Jan 2015

Avoiding Mortgage Relief Scams

If you find yourself facing foreclosure or fall behind on making your mortgage payment, you may be contacted by or seek the services of a company that claims they can “STOP FORE­CLOSURE NOW” or offers other mortgage relief assistance. Knowing the tell-tale signs of a scam can save you time, money, and maybe even your home.

Posted: 22 Mar 2016

Recognizing Prize Scams

Winning a prize can be a dream come true. But falling for a prize scam can cost you money, time, and your security. Check out ways to identify a prize scam and tips to protect yourself.

Posted: 21 Dec 2016

Immigration Assistance and Tips to Avoid Immigration Scams

It is vital to obtain immigration advice and assistance from the right source. Find out ways to spot immigration scams and where to get assistance in this helpful resource guide.

Posted: 19 Dec 2016

Gift Cards

A gift card can be the perfect gift. They are easy to shop for, oftentimes convenient to find, and can be purchased for virtually anything. Before you shop for a gift card, check out this handy guide for helpful information and tips on buying and using gift cards.

Posted: 17 Nov 2014

Mystery Shoppers

Mystery shopping or secret shopping can be a great way to earn extra money. Many retailers, restaurants, or other businesses use mystery shoppers to check on how the business performs. Although there are legitimate mystery shopping offers, unfortunately, there are just as many, if not more, mystery shopping scams. Here are some tips if you are considering a mystery shopping assignment.

Posted: 16 Mar 2011

Loan Modification Roundup - Alerts, Issues, and Trends

In general, if you are having trouble making your mortgage payments we recommend that you first seek counseling through a HUD approved non-profit housing counselor. Call the National Foreclosure Prevention Hotline: 888-995-4673 to speak with a counselor. Some states have special assistance programs.

Posted: 15 Sep 2017

Buying Plans

Buying plans offer free or discounted products and services for a membership fee. Before joining a buying plan you should evaluate the offer and make sure it is not a scam. Here are some helpful tips to help you decide on joining a buying plan.

Posted: 15 Sep 2015

Multi-Level Marketing

Multi-level marketing is a system of retailing in which consumer products are sold by independent businessmen and women (distributors), usually in customers' homes. Although sometimes labeled "network marketing," rather than multi-level marketing, and touted as "new," "innovative," and "taught at a leading business school," the definition remains the same.

Posted: 14 Jul 2014

Mobile Apps

Mobile apps have become extremely popular with smartphone, tablet, and mobile device users. People all around the world download apps daily for everything from finding a restaurant, checking movie times, playing games, or reading books, to more serious things like mobile banking, managing accounts, checking stocks, etc. With more and more apps added daily, it’s important to know how mobile apps work and what you are agreeing to when you click that install button.

Posted: 13 Nov 2014

What You Should Know About Vehicle Repossession

If you're buying a car, truck, or some other vehicle on credit and you fail to make your payments on time, your vehicle could be repossessed. If you find yourself in a position where this could happen, there are, first, some steps you can take to lessen the likelihood of repossession. Also, you have rights when your vehicle is repossessed, and you should know what these are.