330 inquiries | Credit Repair Services - Advance Fee
(213) 386-4580
http://www.nw-f-c.com
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F
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based on 1 review.
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This business is not a member of Business Consumer Alliance. This fact does not disparage the company in any way.
Recent Review
Thief! Stay Away!
Paid 700 in advance to a Robert Graves for services. Was given a guarantee that all items on all 3 credit reports that were not mine or incorrect would be permanently removed. After 1 year, credit report still contains derogatory items not belonging to me and erroneous items. Requested a refund and was told 3 times that he would send a money order. As of today, no refund has been received.
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Company Info
Nationwide Financial Services provides credit repair services for an advanced fee.
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Licensing
California law requires that companies advertising or offering to improve your credit record, history, or rating must be registered with the Attorney General's Office as a Credit Services Organization and post a $100,000 bond. To verify registration and bonding, contact the Office of the Attorney General by writing to; DOJ. Attn. Public Inquiry Unit, P.O. Box 944255, Sacramento, CA. 94244, by calling (916) 322-3360, faxing (916) 323-5341, or visit their website at www.oag.ca.gov.For businesses outside of California, please check with the agency that regulates this industry.
BCA has no information regarding government actions at this time.
We urge careful consideration of this company's offer. By law, accurate information stays on your credit report for seven to ten years. Accurate negative information can only be removed by with cooperation of your creditors, and this usually involves paying all or some of the debt. In some cases, while in dispute, the credit bureau may remove negative items from your credit file, but in the event that those items are verified as valid by the credit bureau they will be reinstated on your credit file. Any company offering to assist you in modifying, correcting, or improving your credit report may not take money in advance before performing services, for any reason, even as a deposit. Also, the services must be performed within 6 months of the contract date and the contract must contain a five day cancellation clause as required by law. The contract must also include a detailed list of the specific services to be performed. On November 5, 2004, our office verified that this company is not registered as a credit services organization. The California Credit Services Act, requires companies advertising credit repair services to register with the Attorney General and post a $100,000 bond. Even if registered, the Act prohibits the practice of collecting payment before providing services. To verify registration and bonding information contact the Attorney General's office by calling, (916) 322-3360. If you believe your credit report contains erroneous information, you may dispute the entry by calling or writing the reporting agency.
We know of no other matter or practice relating to this company that may assist you in your consideration of this company.
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