5 Deceptive Scams Small Businesses Should Be Aware Of
5 Deceptive Scams Small Businesses Should Be Aware Of

Posted: 5/6/2015

Small to medium-sized businesses, churches, and nonprofit businesses have been hit hard by unscrupulous scammers perpetrating various scams. Some common schemes that affect small businesses are office supply scams, domain registration plots, fake check tricks, charity cons, and directory listing scams. Business Consumer Alliance urges businesses and their employees to be on the lookout for scams and offers some identifying warning signs that can help you avoid them....Read more

Tags: scams, business tips, consumer tips

Employee Spotlight: February 2017

Posted: 2/13/2017

Employee Spotlight: February 2017

Our Employee of the Month for February is Lashiba Triggs. Shiba is a member of our Long Beach sales team....Read more

Tags: employee spotlight

RushCard Ordered to Refund $10 Million to Harmed Consumers

Posted: 2/13/2017

RushCard Ordered to Refund $10 Million to Harmed Consumers

RushCard is a reloadable prepaid debit card operated by UniRush, LLC and cofounded by entrepreneur Russell Simmons. RushCard is marketed as a way to receive paychecks and benefits up to two days sooner through direct deposit. In October 2015, the company switched their payment processor to MasterCard. Unfortunately for many RushCard customers, the switch caused severe financial hardship for many. The Consumer Financial Protection Bureau (CFPB) has ordered RushCard and MasterCard to pay restituti...Read more

Tags: Rush Card, prepaid debit card, Consumer Financial Protection Bureau, restitution

4 Quick Tips to Avoid Fake Apps

Posted: 2/10/2017

4 Quick Tips to Avoid Fake Apps

Shopping on your mobile device is a convenient way to make a purchase. In this day and age there’s an app for almost anything. When browsing for deals and shopping on your cell phone or tablet, Business Consumer Alliance (BCA) warns you to beware of fake apps that are setup to look real but are really only out to rob you....Read more

Tags: tips, scams, cell phone, security risk

What You Should Know About Recreational Pot Use in California

Posted: 2/8/2017

What You Should Know About Recreational Pot Use in California

The passing of Proposition 64 in November’s election legalized recreational use of marijuana in California. Since it’s passing, many questions have come up—such as is it okay to smoke weed, how much can someone carry, what age does one have to be to legally use marijuana, and where to purchase it. The information below should help answer some of these questions....Read more

Tags: California, new laws

Western Union to Refund $586 Million to Fraud Victims

Posted: 2/7/2017

Western Union to Refund $586 Million to Fraud Victims

Western Union has agreed to settle a lawsuit brought against them by the FTC and the U.S. Department of Justice for their part in fraudulent transfers. According to the settlement, Western Union will pay $586 million in refunds to consumers that were defrauded. The global money transfer service provider admits to knowing for years that scammers have been using their system to commit fraud and that they ignored evidence that many of its agents were involved in the fraud. The more than half a bill...Read more

Tags: western union, federal trade commission, refunds, settlement

Tax Phishing Scams Aim At New Targets

Posted: 2/6/2017

Tax Phishing Scams Aim At New Targets

Spoofing and phishing tactics are nothing new when it comes to criminals trying to defraud others. But some scammers are evolving their strategies when it comes to tax related identity theft schemes and are setting their sights on new groups to target. Find out how to catch the scam before it affects your company or organization and what assistance is available if you are a victim....Read more

Tags: taxes, phishing, scams

Tax Refund Anticipation Loans: Are They Worth It?

Posted: 2/6/2017

Tax Refund Anticipation Loans:  Are They Worth It?

During tax season you can expect to see ads promoting fast refunds, typically offered as refund anticipation loans (also referred to as RALs). These are expensive loans made by a lender based on and repaid by an expected federal income tax refund. You are essentially paying to borrow your own money and the cost can be steep. Here’s some important information you should consider before deciding to take a refund anticipation loan....Read more

Tags: tax preparation, tax refund, loans

Nation’s Largest Student Loan Company Sued

Posted: 2/2/2017

Nation’s Largest Student Loan Company Sued

On January 18, 2017, Navient Corporation (Navient) and its subsidiaries were hit with lawsuits from the Consumer Financial Protection Bureau (CFPB), Illinois Attorney General, and the Washington State Attorney General. All suits allege Navient failed its borrowers by not adequately fulfilling its role as servicer and cheating struggling borrowers....Read more

Tags: student loan, Consumer Financial Protection Bureau

The Ugly Truth Behind Some Beauty Offers

Posted: 2/1/2017

The Ugly Truth Behind Some Beauty Offers

The truth behind many of these claims is that you will be paying a pretty penny for poor results....Read more

Tags: beauty products, scams, trial offer

Grants for School and How They Work

Posted: 1/25/2017

Grants for School and How They Work

Pursuing higher education can be expensive. The cost of college and career schools can put you into serious debt. Grants and other financial aid can greatly relieve some of the costly burden of paying for school. We’ve provided you below with information regarding what grants are, how to apply for them, free resources, and how to avoid scams....Read more

Tags: college, FAFSA, tuition, financial aid

New Protections for Prepaid Account Users

Posted: 1/13/2017

New Protections for Prepaid Account Users

With so many consumers already a part of the prepaid account market, and many more projected to be using these financial products in the future, new protections will go into effect late 2017 to protect prepaid account users. Check out a breakdown of what is to come....Read more

Tags: Consumer Financial Protection Bureau, prepaid debit card, new laws

Scammers Prey On Disabled

Posted: 1/11/2017

Scammers Prey On Disabled

Disability applicants should be on the lookout for phishing scams designed to get their personal information. Scammers, pretending to be from the Social Security Administration (SSA) or claiming to help applicants apply for benefits, have stolen personal information from victims that trust these con artists....Read more

Tags: disability, scams, Social Security Administration